This topic has been archived. It cannot be replied.
-
枫下家园 / 理财投资税务 / 我还能够从银行那里贷款吗?大家好,我2003. 4月在多伦多买了房子, 是CONDO,在 TD BANK 申请了mortgage. 由于没有工作, 首付的比例非常高 (42%), 现在我手头急需要一笔钱, 从国内过来来不及, 请问我还可以从 TD BANK 或者银行,靠房子贷到款吗? 谢谢了. 急...
-ppt99(ppt99);
2003-7-30
{214}
(#1311068@0)
-
可以，你可以申请房屋抵押贷款
-baygirl(冰淇凌);
2003-7-30
(#1311086@0)
-
谢谢你,冰淇淋, 可以讲具体一点吗?
-ppt99(ppt99);
2003-7-30
(#1311098@0)
-
具体的你要和你的银行去谈了，我给你讲个大概吧，比如你的房子是三十万，银行规定总抵押贷款额一般不超过房子的７０％（各银行有不同规定），即二十一万，但你已经贷了十七点四万（３０万的５８％），所以你还可以从银行贷２１－１７。４＝３。６万，利息你要和银行去谈。
-baygirl(冰淇凌);
2003-7-30
{46}
(#1311115@0)
-
明白了,真的很感谢你.
-ppt99(ppt99);
2003-7-30
(#1311138@0)
-
You may apply credit line as you have mortgage in bank, you can use under the limited amount such as $5000 or $10000 at anytime, and you can only pay minimum per month, of course, you can pay all when you have money.
-jimzhang(Jimmy);
2003-8-1
(#1313026@0)