Topic: 问大家一个问题：今天受到信用卡帐单，上面附带着一张purchase cheque，这张cheque有什么用，我估计用它买东西可以不负利息，干点别的，比如象什么房租之类的是不是跟从信用卡取cash一样，就要负高额的利息？谁有这方面的经验？给说说。 @佛州华人论坛:佛州枫下论坛 The Rolia Forum of Florida

枫下家园 / 理财投资税务 / 问大家一个问题：今天受到信用卡帐单，上面附带着一张purchase cheque，这张cheque有什么用，我估计用它买东西可以不负利息，干点别的，比如象什么房租之类的是不是跟从信用卡取cash一样，就要负高额的利息？谁有这方面的经验？给说说。 -killer(流血五步伏尸二人); 2003-4-3 (#1121148@0)

要仔细看你的信用卡条款。我的信用卡那个东东叫什么twin check，说是可以在刷不了卡的地方用，不过好像是要付利息的，跟cash advance一个利息。 -pingle(象苹果一样绿); 2003-4-3 (#1121160@0)

那种支票好象就是榨你钱不眨眼的刀吧——嗨，记得你们都是老鸟啊，现在鸟多了，就分不清谁是老鸟谁是新鸟了。 -workopolis(﹡ 枫树下の守望者 ﹡); 2003-4-3 (#1121188@0)

that is for you to pay something which you are not able to pay by your credit card, for instance, the seller does not have card-machine. -hucan(whocan); 2003-4-3 (#1121213@0)
As soon as you use the cheque, you will be charged at the cash advance interest! Unless you have to, stay away from it. -rotten(downtoearth); 2003-4-3 (#1121236@0)
谢谢大家。 -killer(流血五步伏尸二人); 2003-4-3 (#1121245@0)
我知道有一个情况下用cheque比较方便：用信用卡买了什么大件的东西，付了账单后又把东西退了，这时如果信用卡上有超过信用额的credit，想把钱转出来，写一张cheque给自己，是不用手续费的。 -fionah(); 2003-4-3 (#1121263@0)

Depends. Some cards charge you several dollars Cash Advance Fee. Check your bill carefully. Some others waive. -siebel(阿丽梦啊我来离萨); 2003-4-3 (#1121349@0)

Don't worry. It's a benefit for you. 1. Most of them are free (while you should pay >$10 to order bank checks). 2. Most of them are free to use (check your card company policy, some charge CAF). 3... -siebel(阿丽梦啊我来离萨); 2003-4-3 {526} (#1121357@0)

绝大部分信用卡支票都算Cash Advanced, 我只有Capital One的信用卡支票不算Cash Advanced, 所以我每个月都用。 -spectrum(Spectrum); 2003-4-3 (#1121415@0)

呵呵，我说呢，我受到的就是capital one的，还叫我 Give it as a gift to someone special. blahblah -killer(流血五步伏尸二人); 2003-4-3 (#1121432@0)

@Florida