This topic has been archived. It cannot be replied.
-
枫下家园 / 我爱我车 / 交通告票有效期为六年，为什么保险公司要问你十年内是否有交通告票？有猫腻吗？
-dasongxiao(snake);
2023-2-13
(#15190414@0)
-
insurance companies ask if you have traffic accident at default in past 10 years, you said no. Is there any trouble if the accident happened over 6 years but less than 10 years?
-dasongxiao(snake);
2023-2-15
(#15195143@0)
-
保险公司追究3年交通高票记录，6年交通事故记录，记录查得到。
-stone-bridge(...---...);
2023-2-15
(#15195633@0)
-
问你十年的是事故理赔，不是告票。你投保时，有些保险公司会问你过去十年有没有事故理赔（实际上看重最近六年），过去三年有没有定罪的告票。
-xjcjq(rufeng);
2023-2-15
(#15195700@0)
-
I am confused.You are at default for the accident happening 6 years ago but less than 10 years, Absolutely your previous insurance company paid to victim for it on behalf of you. This scenario, Does your new insurance company still hold you accountable although government deleted your driving record after 6 years?
-dasongxiao(snake);
2023-2-15
{301}
(#15195728@0)
-
我也confused 了，交通告票跟保险索赔是两回事。你是问那个？索赔不归政府管，有些保险公司看10年，多数看6年，用于风险计算，是商业考虑，你照实回答就是了。不爽就找别家。and they care about your at "fault" accidents, not your at "default" accidents. It took me a while to understand your English. 可以用中文吗？
-canadagoose(秋雁🇨🇦);
2023-2-15
{141}
(#15196827@0)
-
我是这样理解的，你有超过六年但在十年之内的责任事故理赔，保险公司在计算风险的时候会把这个因数算上，但不会因为这个而拒保你，引致的结果就是保费会略高一些。
-xjcjq(rufeng);
2023-2-15
(#15196862@0)