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枫下家园 / 理财投资税务 / 上周被公司财务告之公司给买了RRSP,但是在银行的什么RRSP GROUP里,还告诉了GROUP NUMBER,说我可以自己把钱转走........但我不知道什么是RRSP GROUP(见笑了,第一次碰到这事儿)。我已经自己买了2001年的RRSP,是不是到银行把钱从GROUP转到自己的帐上就成了?因为财务说我可以自己选存什么长期、短期的,还说要兑现的话就要交税。总之,我是一头雾水,哪位DX有类似的经验,望指点一二,先谢了
-chinoise(老老虎);
2003-1-12
{253}
(#972142@0)
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I think it refers to group pension plan. Normally you have to contribute certain percentage of your income to it (3-5%). And your employer willmatch with it. You can take your money out of the plan in the first two years, but you can't take your employer's part. After 2 years, you couldn't touch your money until you get retired. Your employer will have to keep matching with your contribution as long as you are employed. Hope this will help you.
-airforce1(small head poppy);
2003-1-13
{311}
(#972808@0)
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多谢了,你让我明白了不少。看来干脆不动它就完了,我比较懒,多一事不如少一事。再次感谢!
-chinoise(老老虎);
2003-1-13
(#973650@0)
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RRSP是你投资或存款的性质,具体你stay还是挪走,要看他们把你的钱投在什么类型的RRSP产品上,如果这个产品的回报不够令你满意,当然挪走,没有话说,一般说来,过了一个年度你就可以挪走你的全部RRSP投资到你自己的RRSP账号里去。
-fatboy(大胖墩儿厨);
2003-1-13
{10}
(#973658@0)
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Hope it did help you.
-airforce1(small head poppy);
2003-1-14
(#975897@0)